Buying A House With Cash

The seller must hand over the keys and leave the property by an agreed time. You should make arrangements for the supply of gas, electricity and telephone service and make sure that the seller is arranging for final meter readings to be made. If you die, your share of the property does not pass automatically to the other owner. If you own your property as a beneficial joint tenant, this means that it belongs to you and the other owner jointly. You can’t re-mortgage or sell the property without the agreement of all the other owner. However if there is a dispute, an owner can apply for a court order.

Also, some countries prevent or limit real estate ownership by foreigners. Ensure that you have the legal right to buy real estate in that country and under what conditions. This is a necessary step before handing over any money in order to avoid scams or bitter disappointment. Relocating to a new country is a difficult process; your moving abroad checklist will have many moving parts working together simultaneously, not the least of which is your housing situation. Whatever your motivation for buying a house abroad, the following five tips can help assure that you have a more positive experience in doing so.

Close On The House

Pay for ongoing costs — Paying for home maintenance costs is one of the biggest transitions from renting to owning, so make sure you budget accordingly. Also be prepared for other ongoing expenses that are part of the joys of homeownership, like property taxes, homeowners insurance and HOA fees. As a first-time homebuyer, the homebuying process can seem complicated. If you qualify as a first-time home buyer, you can benefit from several assistance programs that bring the range from 0% for VA loans to 3.5% for FHA loans. These programs provide down payment assistance loans and grants.